Understand The Different Types of Business Models Lenders Have All lenders have business models.  The part of the business model that we are going to discuss in this article in the series is what drives a particular lender’s rates and fees. All of the different types of lenders set their loan rates and fees offered to the public based on the business model created by those that run the company.  The main take away from this is to understand that each business decides what the … [Read more...]

Want the best mortgage rates?  It really is easy to find them as long as you know what to look for and what questions to ask.  In this series of articles I describe what is necessary to get the best rate, costs and terms for your home loan.  We will start out with some necessary understanding of the mortgage market and go deeper with each article.  I hope you enjoy this series. I know that many of us tend to think the mortgage industry is too complicated, but it's not; as we … [Read more...]