Most Recent Posts

The Mining Industry Risks vs Rewards, 6 Stocks Leading This Group Higher
By EquityTrader Leave a Comment
Greetings, Last week we talked about the price action we saw on silver and called a "strong buy" on SLV . I am writing to you here again today after a week that saw gold & silver advance 5% on better than average weekly volume, today we will take a closer look at the mining industry. The mining sector as a whole has started the new year with a 13% advance and many of the stocks we will talk about today are leaders in this industry group. We know that we can always get a better return on investment when we pick a stock rather than a ETF tied to the price of silver or gold, but with that greater chance of reward we also assume more risk. Long know as one of the more dangerous industries, the mining group has lots of headwind in the form of regulation & compliance, permits, environmental issues and the like as well as the inherent risks that come with mine safety. Here is a … [Read More...]

Can A Credit Report Stop Your Closing? Loan Denied!
By Richard M. Hartian Leave a Comment
Sensitive topic here for sure...but an important one, none the less. The scene is: you have done everything you were supposed to. You applied for a loan, provided the lender all of the necessary documents and after a month of back and forth you have received the coveted "clear to close." Excited, you start getting ready to move. You now order the moving trucks, share with friends and family your new address, and order the appliances that are on sale. All is going well; your attorney has notified the seller that your loan has been approved and you wait with anticipation your new home. Just days before closing you receive a phone call from your lender with a simple message - your loan has been denied and we are not able to close your loan. You think and say what everyone else in your situation does - this isn't fair! How is this happening? What am I going to do? Who’s at … [Read More...]

Silver Prices, A Closer Look At This Precious Metal
Greetings, We have recently received several emails from traders asking about silver and if now may be a good time to enter a trade, so today we will take a closer look at this metal from a trader and investor point of view. Silver has been a hot commodity over the last several years and since 2008 has traded from below $10 a ounce to almost $50 in April 2011, since then however silver has been in a correction as it digests a 3 year, 400% move in price. In May of 2011 and again in September 2011 silver sold off hard on heavy volume and has made a series of lower highs and lower lows in the process and currently trades 35% below those all time highs set in April. When you consider the huge price move to the upside in the last decade, a 35% decline from that high water mark is a bit easier to digest and at the current price of $31.23 it may be time to take a closer look at this precious … [Read More...]

How to Get the Lowest Mortgage Rates and Fees – Article Series #1 The Lenders
By Richard M. Hartian 3 Comments
Want the best mortgage rates? It really is easy to find them as long as you know what to look for and what questions to ask. In this series of articles I describe what is necessary to get the best rate, costs and terms for your home loan. We will start out with some necessary understanding of the mortgage market and go deeper with each article. I hope you enjoy this series. I know that many of us tend to think the mortgage industry is too complicated, but it's not; as we explore each topic, you will see how simple the process is. This series will continue to grow based on its natural course and the feedback received. A key point to realize is that there are many different places to choose from but very few suppliers. Think of it like this. If you want a cola, you can go to hundreds of different types of stores to buy your cola, however, you only have a few choices … [Read More...]

Carnival Cruise Lines Tragic Accident and A Possible Trade Idea
By EquityTrader Leave a Comment
Greetings, By now we have all heard of the tragic accident of the Costa Cruise Line and its parent company Carnival Cruises (CCL) last trade $29.60, down 13.6% on Seven times the average daily volume. The loss of life and the lawsuits that will follow combined with what may be a total loss of the $650 million dollar ship will leave this company with some stiff headwinds going forward as they try to start over with one less ship and perhaps a brand name that is slightly tarnished. Carnival Cruises is the largest company in the cruise industry and is expected to survive this nightmare but in the meantime the stock may very well remain under pressure in the months ahead. We have spoke before on trading stocks during earnings season and how sometimes a smart trade is one that is made on another stock in the industry group after a good or bad earnings report as many times … [Read More...]
Mortgage and Real Estate

Can A Credit Report Stop Your Closing? Loan Denied!
By Richard M. Hartian Leave a Comment
Sensitive topic here for sure...but an important one, none the less. The scene is: you have done everything you were supposed to. You applied for a loan, provided the lender … [Read More]

How to Get the Lowest Mortgage Rates and Fees – Article Series #1 The Lenders
By Richard M. Hartian 3 Comments
Want the best mortgage rates? It really is easy to find them as long as you know what to look for and what questions to ask. In this series of articles I describe what is … [Read More]

Ins and Outs of the VA Home Loan Program
After World War II, the Department of Veterans Affairs (VA) realized that many service members were unable to purchase a home after returning home. The solution to this was … [Read More]
Life and Leisure

What Happened To Apple Inc?
What happened to Apple? This has been something I’ve thought about for some time now; especially since my inventory of Apple products has grown to include 3 IPhones, 1 IPod, … [Read More...]

9 Surprising Facts About Amazon – Fun {Infographic}
Amazon has quietly grown into an incredible behemoth with few people knowing its true size and reach across the globe. When you look at some of the stats on Amazon, it is … [Read More...]

OpenTable – A Sales Tool For Restaurant Reservations
If you’re in sales like I am, you spend a lot of time entertaining clients. On MoneyPress.com we write about sales tools that help you to be more productive. It occurred … [Read More...]
Trading

The Mining Industry Risks vs Rewards, 6 Stocks Leading This Group Higher
By EquityTrader Leave a Comment
Greetings, Last week we talked about the price action we saw on silver and called a "strong buy" on SLV . I am writing to you here again today after a week that saw gold … [Read More]

Silver Prices, A Closer Look At This Precious Metal
Greetings, We have recently received several emails from traders asking about silver and if now may be a good time to enter a trade, so today we will take a closer look at … [Read More]
Personal Finance

Credit Card Offers and Bank Failures
January 13, 2012 By Richard M. Hartian 12 Comments
Time to share a frustration of mine. Credit card offers. I get enough of them that I can literally wallpaper my home with them. The mentality that banks use to send … [Read More...]

Who Might Be Looking At Your Credit Report?
October 3, 2011 By Guest Post 2 Comments
It’s common knowledge that people who have bad credit have a very difficult time getting loans. That makes sense though; why would a bank or other lending institution want … [Read More...]

Bernie Madoff, Facebook and a Waterproof Bible
November 15, 2010 By Cheryl Courtney Semick Leave a Comment
The Feds spent another weekend at Bernie’s. Mr. Madoff's monogrammed slippers fetched a fluffy $14.5K and his Steinway & Sons grand piano went to a bidder for $42K last … [Read More...]




